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Lending Club Investing Strategies

Don't leave your peer to peer loan investing to chance. We help you pick the best loans and build a portfolio to meet your needs. Our team of analytics experts has analyzed over  1,000,000 peer to peer loans. Get the power of analytics behind you to lower defaults and boost returns on your P2P investment.

What Can do for you?

LendingClub's average annual return for each grade of loan ranges from approximately 4.5% to 6% over the long term. Our loan rating algorithm has been thoroughly tested against past loans. The results show that using our ratings can help you increase your portfolio return by up to 5 percentage points over the LendingClub average rates, depending on the mix of grades contained in your portfolio. 

Lending Club Investing Strategies

Why choose

You choose the loans you invest in.

You decide how much to

invest in each loan.

You maintain control of your

account and investments.

You do not share your personal

financial data with anyone.

You determine your investment

strategy and risk level. 

Lending Club Investing Strategies with  

The loan ratings provided by is an opinion and is for information purposes only.  It is not intended to be investment advice.  Seek a duly licensed professional for investment advice. Analysis on this site, including ratings, and information provided are statements of opinion as of the date they are published and not statements of fact. Loan ratings are not recommendations to invest in any loans or to make any specific investment decisions. assumes no obligation to update the loan ratings for content following publication in any form or format. Loan ratings and information on this site should not be relied on and are not a substitute for the skill, judgment and experience of the user and their investment advisors when making investment decisions. 

Investing information is available at

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